Auto Credit Application

Application Type

Primary Applicant



Primary Applicant Address


Primary Applicant Contact

Primary Applicant Employment




Secondary Applicant



Secondary Applicant Address


Secondary Applicant Contact

Secondary Applicant Employment



Statement of Consent

Failure to provide all information requested can delay this application.

Statement of Consent:

I certify that the information provided by me is correct. I also understand that you will be checking with credit reporting agencies. I authorize an investigation of my credit and employment history and the release of information about my credit experience. I certify that I am eighteen years of age or older.

In lieu of a signature, please type your full legal name below:


Trade-In Vehicle Information

Vehicle of Interest

Down Payment


Legal Disclaimer

You are applying for individual credit in your own name and are relying on your own income and assets and not the income or assets of another person(s) as the basis for repayment of the credit requested.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

By submitting this application:

I authorize Lamb Motors, Inc. (dealer) and any finance company, bank or other financial institution to which the dealer submits my application ("you") to investigate my credit and employment history, verify my income, obtain credit reports, and release information about your credit experience with me as law permits.

I further authorize you to forward my application and all related information to other creditors for evaluation as a method of effectuating my request for credit.

If an account is created, I authorize you to obtain credit reports for the purpose of reviewing or taking collection action on the account, or for other legitimate purposes associated with the account.

Monitoring, Recording, and Collection Communications

I agree that you, your affiliates, agents and service providers may monitor and record telephone calls regarding my account to assure the quality of service or for reasons. I also expressly consent and agree to you, your affiliates, agents and service providers using written, electronic or verbal means to contact me as the law allows. This consent includes, but is not limited to, contact by manual calling methods, pre-recorded or artificial voice messages, text messages, emails, and/or automatic dialing systems. I agree you, your affiliates, agents and service providers may do so using any email address or any telephone number I provide now or in the future, including a number for a cellular phone or other wireless device, regardless of whether I incur charges as a result.

I certify that I have read and agree to the terms of this application and that the information in it is complete and true.

If you sign this credit application electronically, you intend that process to be your electronic signature on an electronic application, acknologe receipt of all disclosures provided on the credit application, and give your authorization and consent to the recipient(s) of this application to take the actions identified in the credit application.

Optional Consent

By signing this application, you agree to receive advertisements or telemarketing messages using an automated telephone dialing system or an artificial or prerecorded voice, or both, at the telephone number(s) you have provided in this application, including your cellular telephone number. You further acknowledge that your consent is not required as a condition of applying for or receiving and extension of credit.

Credit Report Information

What if there are mistakes in your credit report?

You have a right to dispute any inaccurate information in your credit report. If you find mistakes on your credit report, contact the credit reporting agency.

It is a good idea to check your credit report to make sure the information it contains is accurate.

How can you obtain a copy of your credit report?

Under federal law, you have the right to obtain a free copy of your credit report from each of the nationwide consumer reporting agencies once a year.

To order your free annual credit report:

By telephone: Call toll-free 1-877-322-8228

On the web: Visit www.annualcreditreport.com

By Mail: Mail your completed Annual Credit Report Request Form (which you can obtain from the Federal Trade Commission's website at https://www.annualcreditreport.com/manualRequestForm.action) to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta GA 30348-5281